Skip to main content
Independent business owner applying for funding on his phone
Cashera Instant

Business funding.
Three simple steps.

A faster way to access working capital. Apply online, connect your bank securely and get a quick decision.

Start your application Up to $5,000 · Earnings-based eligibility · Clear terms
How it works

From application
to opportunity.

A simple online process, with the information you need at every step.

  1. 01

    Apply in 5 minutes

    A few basics about you, your business and what you do. Apply online for Cashera Instant, with funding up to $5,000 for independent workers and micro-businesses.

  2. 02

    Connect & verify

    Connect your bank securely through Plaid and provide your government-issued ID. We review your business deposits and application to determine eligibility.

  3. 03

    Review, sign & get funded

    Review your funding amount and terms, then e-sign your agreement. Approved funds can arrive by ACH within 24 hours after final requirements are completed.

Funding is subject to eligibility, underwriting and completion of final requirements. Timing may vary with business hours and bank processing.

Apply today
At your service

Support that works
for your business.

Real US-based support and a straightforward funding experience.

Real people, during business hours

Our US-based team is available during business hours to help with your application, documents and next steps.

Apply on your schedule

Submit your online application whenever it suits you. Applications and support requests are reviewed during business hours.

Built for your business

Working capital for independent workers, freelancers and micro-businesses with consistent business deposits.

Clear terms, before you sign

See your funding amount and repayment terms before accepting an offer. Ask our team if you need help understanding the details.

Start with the funding path that’s right for you.

Ready when you are