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Cashera Instant

Get funded in minutes, not hours

Cashera Instant gives independent workers and micro-businesses a faster way to access working capital. Apply online, connect your bank securely and get a quick decision.

Plaid · 256-bit security · clear terms · soft credit inquiry

Independent business owner approved for Cashera Instant funding
$1B+Funding provided
10+Years of experience
10K+Businesses supported
$5K

Funded between Maya's morning and evening shifts.

10:15am Applied. Bank linked.10:20am Decision.10:30am Funds landed.

Illustrative timeline. Funding is subject to eligibility, underwriting and completion of final requirements.

Funded the same afternoon I applied. The whole thing took less time than my morning route.

Maya RRideshare operator, Phoenix · funded 2026

Built for
non-traditional income

Fast funding for gig workers, contractors and micro-businesses. Apply in 5 minutes.

Delivery business owner
Delivery
Rideshare business owner
Rideshare
Freelancers business owner
Freelancers
E-commerce business owner
E-commerce
Trucking business owner
Trucking

Secure & clear
by default

Bank connection via Plaid. Clear terms. Real US-based support available if you need help along the way.

Under 1hSpeed
Up to $5KFunding amount
Daily / weeklyRepayment
Not requiredSecurity
How it works

Let's
Cashera

01

Apply in 5 min

A few basics about you and what you do.

02

Connect bank securely

Link your account with Plaid.

03

Offer in <20 minutes

See your funding amount and terms.

04

Same-day funding

E-sign and money moves to your account after approval.

Independent business owner using Cashera

Eligibility

  • 6+ months in business
  • Consistent business deposits
  • Fair to excellent credit profile

Required documents

  • Government-issued ID
  • 3 months of business bank statements
  • Voided check or banking details

FAQ

Start with the funding path that’s right for you.

Ready when you are