Eligibility
- 6+ months in business
- Consistent business deposits
- Fair to excellent credit profile
Cashera Instant
Cashera Instant gives independent workers and micro-businesses a faster way to access working capital. Apply online, connect your bank securely and get a quick decision.
Plaid · 256-bit security · clear terms · soft credit inquiry

Illustrative timeline. Funding is subject to eligibility, underwriting and completion of final requirements.
Funded the same afternoon I applied. The whole thing took less time than my morning route.
Fast funding for gig workers, contractors and micro-businesses. Apply in 5 minutes.
Bank connection via Plaid. Clear terms. Real US-based support available if you need help along the way.
A few basics about you and what you do.
Link your account with Plaid.
See your funding amount and terms.
E-sign and money moves to your account after approval.

Start with the funding path that’s right for you.