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For Independent Businesses

Working Capital Designed for Independent Businesses

Contractors, gig workers, and self-employed professionals may qualify for up to $5,000 in business funding.

10K+

Businesses served

5 min

Application time

24/7

Support

Built for Independent Operators

Whether you drive, deliver, freelance, or run a small business, our working capital solutions are designed with your needs in mind.

Rideshare Operators

Independent drivers running their own transportation business

Delivery Contractors

Professionals managing pickup and delivery operations

Freelancers & 1099 Workers

Self-employed professionals across all industries

Small Business Owners

Micro-businesses and solo entrepreneurs

A Simple, Transparent Process

Three straightforward steps to explore your working capital options.

01

Connect Your Business Account

Securely link your business banking to verify revenue history.

02

Verify Your Identity

A quick identity check to keep your account safe.

03

Review Your Options

See the working capital options you may be eligible for.

Why Businesses Choose Cashera

We understand the unique challenges of running an independent business.

Simple Application

A straightforward online process with no lengthy paperwork or branch visits required.

Business-Focused Evaluation

We look at your business revenue, not just a credit score. Your work speaks for itself.

Transparent Terms

Clear, upfront terms with no hidden fees. You'll know exactly what to expect.

Responsive Support

Our team is available to answer questions and guide you through every step.

What Our Clients Say

Real experiences from independent business operators.

"Great experience with the merchant cash advance process. It allowed me to handle a truck repair and keep my business running. The team was professional and supportive throughout."

Seth Newman

Rideshare Operator

"I had reservations about merchant cash advances, but Cashera changed my mind. Founded by people who understand gig work, they were transparent about every fee and term."

Rachel

Freelance Professional

"When my bank application didn't work out, Cashera offered a smooth online process. The team was responsive and guided me through every step with honesty and transparency."

Shelly Belahov

Small Business Owner

See If Your Business Qualifies

Check your eligibility in minutes. No impact to your credit score, no obligation.