Bank flow patterns
Three months minimum. We read consistency and rhythm, not a snapshot.
*Maximum to increase.
Home ownership not required under £100k.
£5K–£300K*Funding range
Up to 9 moTerm
1.20–1.49Factor rate
12+ moTrading history
£1.2M
Placed through Cashera
in 2025 by one PRIME partner.
11 of 14 client deals funded. Average AIP in 4 hours, average time to funding 6 working days, average commission paid within 9 days of submission.
“AIP back the same day, firm offer by Friday, funded Monday. My clients think I work magic
- I just send them to Cashera.”
What we look at
when your deal lands
The judgement layer behind every decision. Not credit policy - the lens we apply to it.
Customer concentration
How spread the revenue is. Single-client risk is read, not penalised.
Repayment posture
How current borrowing is serviced today - discipline, not balance.
Trajectory
Where the business is going. The number we care about is the one that hasn't landed yet.
Decision journey
- 0h
Submit enquiry
Open Banking or 3 months
- < 2h
First call
A named contact on the deal.
- Same day
Soft offer (AIP)
If docs land before 4pm.
- +48h
Firm offer
After accepted AIP.
- +6h
Contract + PG
E-signed.
Customer funded
Commission triggered.
Five commitments to you,
on every deal.
- FIRST RESPONSE
- Within 2 working hours of submission.
A named contact, not a queue number. - AIP
- Same working day if documents land before 4pm.
- FIRM OFFER
- Within 48 hours of accepted AIP.
- FUNDS RELEASED
- Inside 6 working hours of signed contract.
- COMMISSION PAID
- Next Monday or Wednesday after the customer is funded.
If we miss one of these, we'll tell you why before you have to ask.
FAQ
Up to £100,000 for eligible UK limited companies. Deal size runs £10K–£100K with terms up to 9 months.
